IMG 6940

This is the third in a series of stories profiling the BIC Youth Outreach team:

Jacinto Zulueta
Age: 23
Subject area: Robotics and electronics
School: Self-educated

Q: How was it that you first got into electronics?
A: It was when I first took apart a motor, just to see how it works. I opened it up and saw only a couple of parts to it. I wondered how something so simple could work so I started doing research. I was like 10 or 11.

Q: How did you end up in Fall River?
A: I’m originally from Hawaii, the city of Hilo on the Big Island (Hawaii). I came up here with my parents when I was 17.

Q: What do you hope to accomplish by teaching youth about robotics?
A: I hope to reach someone that was in my place of trying to learn robotics. To fuel their curiosity and fuel their interest of robotics.

Q: Do you have any role models?
A: My role models are past scientists.

But if any stands out it’s James Clerk Maxwell, the guy who first started working with electric motors in the mid 1800s.

He was in the field, studying electricity and magnetism and he had no formal education. He wasn’t recognized for anything but one day he discovered something and that’s when people realized he actually knew what he was talking about.

It’s one of those stories… It’s definitely inspiring.

Q: What goals do you have for your own career?
A: I want to be creating the theories that really set the momentum and the pace of robotics and artificial intelligence.

Q: What’s your favorite Movie?
A: Treasure Planet

Q: What’s your favorite book?
A: The Rangers’ Apprentice by John Flannagan

Q: What’s your favorite music?
A: Dubstep, Electronic and House

IMG 6939This is the second in a series profiling the members fo the BIC Community Outreach Team:

Zack Martin
Age: 23
Alma Mater: UMass Dartmouth, Marketing
Course: Robotics and Electronics

Q: Why is it important that students learn about robotics?
A: The future is moving more and more towards technology and in order to do anything in any industry you have to know about electronics or robotics. Even if you don’t necessarily do anything with it.

Q: How did you get involved in the field?
A: I’ve always been interested in programming. It’s actually interesting how everything in the computer is just a step-by-step process. If you know what each step is, you know how to program… That includes everything up to robotics.

Q: Is there any particular moment, in robotics, that means something to you?
A: That moment when a student understands something they originally thought they’d never understand… That Eureka moment!

It makes me feel proud, knowing that I was able to share knowledge, that someone was able to understand what I was trying to explain. It just took a little longer than expected.

Q: What is your favorite movie?
A: It’s between “Monty Python and the Quest for the Holy Grail” and “Zoolander.”

Q: What is your idea of fun?
A: My idea of fun is when a group of kids get together, each with a different skillset and…. When they all come together, it is just amazing.

Q: What are your goals in life?
A: I want to help the community and build a more educated community… No matter where I end up, I always want to help the community in some way.

Q: So you’re originally from Boston and normally people leave the Fall River area and go to Boston. What was it that made you decide to stay here?
A: I stayed down here because I was working on projects with friends and I knew that if I left those projects would die out. I decided to remain persistent in order to make those goals a reality.

Christopher Nielsen
This is the first in a series of profiles of the teachers, writers, coders and others who make up the Business Innovation Center team:

Christopher Nielsen, Dir. of Business Innovation Center

AGE: 54
EXPERTISE: Multimedia, tv production, music production, Web Development
EDUCATION: University of Minnesota
Q: How is it that you got involved in this field?
A: My original passion was in the music business and I found that as an opportunity to promote my music and broaden my network with the Minnesota music community. Now, I’m just trying to pull from my 50 years of experience in the entertainment industry to inspire kids about entrepreneurship.
Q: What are some of your favorite moments as a teacher?
A: All the things that I am doing now? Teaching kids about open source technologies and the like… Those are basic skills that are basic things you need to know. The other piece of the puzzle is that as you are teaching you are learning.
Q: How so?
A: As you get older, you tend to get opinionated in how you think about things and the youthful perspective helps you turn that around sometimes and that is a fascinating place to be in. I don’t like it when people get to still because you get to comfortable… Comfort and growth are not compatible.
Q: Is there anyone in your field you look to for inspiration?
A: In the technology space, someone that inspires me most now is Ray Kurzweil. He was a pioneer in music and is now one of the leading researchers in the field of Artificial Intelligence.
Q: Favorite movie?
A: What Dreams May Come
Q: Favorite book?
A: How to Create a Mind by Ray Kurzweil
Q: Any particularly prominent goals in your life?
A: I look at the BIC as a movement, as a seed within the community. I hope to see it grow and see other people inspired by those that it attracts. I would love to see it grow into a sustainable community beyond this space.

BordenStephanie Borden, owner of One & Done Concierge and Personal Assistant Services, pitches her businesses to members of the TAG Network on Wed., May 18. (Photo by Kevin G. Andrade)The SouthCoast Teamwork Advocach and Growth (TAG) Network for Smal Businesses is starting up growth in Fall River.

With the objective of offering opportunities for networking to local entrepreneurs to help them learn about new products, learn new strategies and grwow their businesses further.

The TAG Network for Small Businesses (TAG Network) met for the third time on the morning of Wednesday, May 4.

Alongside some liquid energy in the form of coffee, members spoke on their businesses, loans and the objectives of the group of 17 business owners and startups.

“We tried to start something similar to other networking groups in the area,” said Lisa Stantieski, a business banker with Rockland Trust and core member of the TAG Network. “We have a good core group of people and we want to be structured.”

On Mortgages

In addition, those in attendance listened to a presentation by Joanne Costa, a mortgage consultant with Accutrust Mortgage.

“I’ve been in this business for about 20 years,” said Costa at the outset of her talk.

From that moment on, she spoke about the recent changes that have come to mortgage lending of which potential borrowers should be aware. She said that her hope was for people to take what she is teaching and protect themselves from shady deals.

“When you apply for a mortgage people are used to seeing a single-page good faith estimate,” she said. “Now there’s a multi-page loan estimate.”

In addition, whereas many lenders would add on last minute fees, they are now required to provide a final estimate of interest rates and other factors within three days of closing.

Your mortgage rates are affected by your credit score which is why it is important to have good credit when you apply. The mortgages itself will also have an effect on your credit, nonehteless, it's not the only thing tha taffects your mortgage rates. Costa said that a persons credit score as well as their “loan-to-value” also factor in.

“That’s what your rate is,” she said. “So it would be hard for me to tell you what ‘your rate’ would be today.”

CostaNielsenChristopher Nielsen, owner of CNP Integrations, speaks about his business and some of the customers he supports, during the TAG Network Meeting on Wed. May 8. (Photo by Kevin G. Andrade)

Joanne Costa, of Accutrust Mortgage, makes a presentation about mortgage lending to the TAG Network on Wed., May 4. (Photo by Kevin G. Andrade)

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